📄 Senior CECL Analyst

📍 Lakewood, CA | 💼 Full-Time

💰 $92,560 – $157,040

 

🧭 Overview

We’re hiring a Senior CECL Analyst to join a growing financial institution and play a key role in credit risk and financial reporting.

This position sits within the Accounting & Finance team and is responsible for owning and enhancing the CECL (Current Expected Credit Loss) model, driving insights into credit risk, and supporting regulatory and financial reporting requirements.

This is a high-impact role with visibility to senior leadership, auditors, and regulatory stakeholders.

 

🔧 Key Responsibilities

• Own the development, maintenance, and enhancement of the CECL / ACL model
• Analyze and interpret key modeling components such as:
  • Probability of Default (PD)
  • Loss Given Default (LGD)
  • Discounted Cash Flow (DCF)
  • Migration analysis
• Translate model outputs into actionable insights and loss estimates
• Lead quarterly ACL reporting and analysis, including board-level materials
• Partner with Model Risk Management (MRM), auditors, and regulators
• Identify and implement improvements across modeling, data, and processes
• Ensure models are conceptually sound, well-documented, and compliant
• Support regulatory filings, including Call Reports and financial disclosures
• Design and maintain internal controls related to CECL modeling
• Mentor junior team members and contribute to team development

 

🎯 Qualifications

• Bachelor’s degree in Accounting, Finance, Risk, or related field
• 7+ years of experience in accounting, financial analysis, or credit risk
• 3+ years of hands-on CECL / ACL experience within a bank or financial institution
• Strong knowledge of US GAAP, specifically loan accounting and CECL
• Experience with credit risk modeling (PD, LGD, DCF, etc.)
• Advanced Excel skills (pivot tables, formulas, modeling)

 

➕ Nice to Have

• Experience with Sageworks, Cognos, or JHA Silverlake
• SQL and/or Python experience
• Public accounting or audit exposure
• Experience working with auditors or regulatory bodies

 

🧠 What We’re Looking For

• Strong analytical and problem-solving skills
• Ability to work with large datasets and complex models
• Clear communicator who can present insights to senior leadership
• High attention to detail and ownership mindset

 

🚀 Why This Role

• High visibility with executive leadership and regulators
• Ownership of a critical risk and accounting function
• Opportunity to influence modeling strategy and process improvements
• Clear path for growth within finance and risk leadership